Standard No.:	JR/T 0025.12-2013
English Name:	China Financial Integrated Circuit Card Specifications - Part 12: Contactless Integrated Circuit Card Payment Specification
Chinese Name:	中国金融集成电路（IC）卡规范 第12部分：非接触式IC卡支付规范
Professional Classification:	JR    Professional Standard - Finance
Source Content Issued by:	China People's Bank
Issued on:	2013-02-05
Implemented on:	2013-2-5
Status:	superseded
Superseded by:	JR/T 0025.12-2018 China financial integrated circuit card specifications- Part 12: Contact less integrated circuit card payment specification
Superseded on:	2018-11-28
Superseding:	JR/T 0025.12-2010 China financial integrated circuit card specifications. Part 12: Contactless integrated circuit card payment specification
Target Language:	English
File Format:	PDF
Word Count:	27000 words
Translation Price(USD):	140.0
Delivery:	via email in 1 business day

1 Scope This part of JR/T 0025 describes the application of contactless integrated circuit card and provides the requirements for the contactless payment application (qPBOC) of the fast debit/credit. This part is applicable to the financial contactless integrated circuit card issued or received by the banks. The using objects are mainly the relevant departments for such card design, manufacture, management, issuance and acceptance and those for the development, integration and maintenance of the application system. 2 Normative References The following referenced documents are indispensable for the application of this document. For dated references, only the edition cited applies. For undated references, the latest versions of the normative documents (including all the amendments) are applicable to this document. JR/T 0025.3 "China Financial Integrated Circuit Card Specifications--Part 3: Application Independent ICC to Terminal Interface Requirements" JR/T 0025.4 "China Financial Integrated Circuit Card Specifications--Part 4: Debit/credit Application Specifications" JR/T 0025.5 "China Financial Integrated Circuit Card Specifications--Part 5" Debit/Credit Application Card Specifications" JR/T 0025.6 "China Financial Integrated Circuit Card Specifications--Part 6: Debit/Credit Application Terminal Specifications" JR/T 0025.7 "China Financial Integrated Circuit Card Specifications--Part 7: Debit/Credit Application Card Security Specifications" JR/T 0025.8 "China Financial Integrated Circuit Card Specifications--Part 8: Contactless Specification Independent of Application" JR/T 0025.10 "China Financial Integrated Circuit Card Specifications--Part 10: Debit/Credit card Personalization Guide" JR/T 0025.11 "China Financial Integrated Circuit Card Specifications--Part 11: Contactless Integrated Circuit Card Communication Specifications" JR/T 0025.13 "China Financial Integrated Circuit Card Specifications--Part 13: Low-value Payment Specifications Based on Debit/Credit Application" JR/T 0025.17 "China Financial Integrated Circuit Card Specifications--Part 17: Enhanced Debit/Credit Application Security Specifications" 3 Terms and Definitions For the purposes of this document, the following terms and definitions apply. 3.1 Application file locator Used to indicate application related file position and recording range. 3.2 Application interchange profile To demonstrate the card support functions. 3.3 Card In this part, the "card" refers to the consumer device interchanging with the payment terminal and equipped with the contactless payment application. The term "card", originally, refers to the payment card with the same size as the traditional credict cards, but in this part, it refers to any consumer device capable of operation processing through the contactless interface (such as mobile telephone or PDA). 3.4 Chinese remainder theorem (CRT)

Contents Foreword I Introduction III 1 Scope 2 Normative References 3 Terms and Definitions 4 Symbols and Abbreviations 5 Contactless Implementation Method Overview 6 General Requirements for qPBOC 6.1 General Requirements 6.2 Processing Requirements before Contactless Interface (Terminal to Support qPBOC) is Activated 6.3 Card Testing and Process Requirements 6.4 Application Selection Requirements 6.5 Requirements for Initial Application Processing 6.6 Transaction Time 6.7 Personalization 7 Requirements for qPBOC 7.1 qPBOC Functions Based on Debit/Credit Function 7.2 qPBOC Processing Overview 7.3 Requirements of qPBOC about PDOL 7.4 Card Receiving GPO Command 7.5 Requirements for qPBOC Card 7.6 Requirements for qPBOC Terminal 7.7 Risk Management Process of qPBOC Card 7.8 Request of qPBOC Terminal Processing 7.9 Simplification Function of qPBOC Appendix A (Informative) Comparison between qPBOC and Debit/Credit Application Appendix B (Normative) Fast DDA (fDDA) B.1 Generation of Dynamic Signature B.2 Verification of Dynamic Signature Appendix C (Normative) Data Element Appendix D (Normative) Issuer Defined Data in "9F10" D.1 Options of Issuer Defined Data D.2 Personalization of Issuer Defined Data (IDD) D.3 Example to Personalize Issuer Application Data D.4 Issuer Application Data Returned by Generated Application Cryptogram D.5 Calculation of Verify Code Appendix E (Normative) Cryptogram Version Bibliography